FINANCE PROVIDED BY AU FINANCE LTDAt Ron White Trade Cars Limited, we want to give our customers the very best vehicle buying experience in the market and through our partnership with AU Finance, they give our customers access to a comprehensive range of finance options which can be specifically designed to work with your budget enabling you to purchase your new vehicle with ease.
As a market leading motor finance provider AU Finance offers a wide-ranging finance portfolio, making your vehicle buying experience one that is personal to you. An application can be made directly from the vehicle advertisement itself. AU Finance will guide you through the products that are available and ensure suitability of them to your circumstances. Identity and document authenticity checks will be carried out directly with AU Finance. Credit decisions are normally returned in just a few minutes and you can track the progress and complete any tasks that are required all via the portal, meaning that you are in control throughout, right through to the point you are ready to collect your new vehicle from us which can be done within an hour should you need.
So, if you're thinking of financing your next vehicle please don't hesitate to contact us, we would be delighted to help. Ron White Trade Cars Limited receive commission and payments for business introductions on the conclusion of a finance arrangement. Ron White Trade Cars Limited will receive financial remuneration which may be variable or pre-set dependent on the product and the volume that we place with that organisation.
Auto Union Finance ltd is a credit broker and not a lender. Customers are welcome to arrange their own vehicle finance; however, please be aware that an administration fee will be charged for finance agreements arranged through providers not affiliated with our approved broker, Auto Union Finance Ltd. This is to cover the additional administrative and compliance process involved. For further clarification, please contact a member of our team.
Rates From 8.9% APR Representative Example: Borrowing £7,500 over 4 years. Representative 19.9% APR fixed. Monthly payment £221.00. Total cost of credit £3,129. Total amount payable £10,629 Company Info VAT No. GB270866089 Company No. 10818219 FCA No. 821725 Ron White Trade Cars Limited is an Introducer Appointed Representative (IAR) of Auto Union Finance Ltd, FRN: 669609 which is authorised and regulated by the Financial Conduct Authority (FCA). All finance is subject to status and income. Written Quotation on request. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers.
Fixed monthly repayments over an agreed period
As the title suggests, you hire the car from the finance company, taking responsibility for it and make monthly payments until you have paid the total amount owed.
You are the registered keeper of the vehicle throughout the payment plan and then at the end of the repayment period, you have the option to take ownership of the car.
As you will have paid off the cost of the car by this point, all you pay is a small admin fee. This could be anything from £1 - £299+.
No need to worry about depreciation.
Lower monthly instalments for a better car.
You are only paying for part of the total amount due and have the choice to return the car at the end of your repayment period.
You still pay monthly instalments to the finance company as with other forms of credit, but at the end of the repayment period, you can pay a lump sum, (commonly known as a balloon payment) which will be higher than the monthly repayments you have been making.
PCP enables you to pay less each month for a car of the same value than you would with a traditional HP plan.
Hire Purchase agreements are a type of credit where once you have paid the total loan amount, you own the vehicle. During the loan term, the financer owns the vehicle. Once you repay them in full, ownership passes to you. Typically, Hire Purchase agreements have higher monthly payments because you are repaying the total car amount. With a Personal Contract Purchase, you repay only part of that amount.
Personal Contract Purchase agreements are a type of credit where you pay off instalments to cover part of the cost of a car. Once you have paid off the amount as set out in the agreement, you hand the car back to the owner, who is the financer. Alternatively, if you want to keep the car, you can refinance the remaining cost of it. This is called the balloon payment. It is based on the guaranteed future value (GFV) of the car.
Ron White Trade Cars Ltd
Bradford Road, Tingley, Wakefield, West Yorkshire, WF3 1QP
Tel: 07983 851185
Monday - Friday: Appointment Only
Saturday: Appointment Only
Sunday: Appointment Only
